Virginia


380,366

lawsuits from July 2022 to October 2024

98.6%

of defendants did not have legal representation

-

default judgments are unavailable for Virginia


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Top Debt Collectors

July 2022 - March 2025

Out of 1,506 debt collectors in Virginia, the top 10 (0.7%) are responsible for 135,426 (35.6%) of 380,366 lawsuits.

  • lvnv funding
    34,145 lawsuits (9.0%)
  • midland credit management
    27,412 lawsuits (7.2%)
  • portfolio recovery associates
    15,513 lawsuits (4.1%)
  • jefferson capital
    10,552 lawsuits (2.8%)
  • county of loudoun
    9,765 lawsuits (2.6%)
  • discover bank
    9,553 lawsuits (2.5%)
  • capital one
    9,236 lawsuits (2.4%)
  • onemain
    7,447 lawsuits (2.0%)
  • lendmark financial services LLC
    6,583 lawsuits (1.7%)
  • velocity investments
    5,220 lawsuits (1.4%)
  • Other
    244,940 lawsuits (64.4%)

Debt Collection Lawsuits By Year

On average, April is the month with the most debt collection lawsuits filed, accounting for 10.9% of the filings for the year.

Geography of Debt Collection Lawsuits

July 2022 - March 2025

Virginia is split into 903 zips. On the map you can see debt collection lawsuit statistics, shown as circles, and ACS statistics, shown as shaded backgrounds, for each zip code.

Select debt collection lawsuits statistic:
0.054.4108.7No DataSelect American Community Survey (2023, 5 year estimate) statistic:
Median Household Income
$15,844$250,001No Data

Overview of Debt Collection Lawsuits by Zip Code

July 2022 - March 2025

The table to the right shows data for the 2038 Census tracts in Virginia. Use the search below to find a specific tract.

Last updated: March 2025

LocationLawsuitsLawsuits Trend
Jul '22 - Mar '25
Default Judgments
Zip 23223
15,531-Jump to map
Zip 23462
14,533-Jump to map
Zip 23234
13,086-Jump to map
Zip 23224
12,762-Jump to map
Zip 23434
11,886-Jump to map
Zip 23803
11,870-Jump to map
Zip 23464
11,174-Jump to map
Zip 23320
10,522-Jump to map
Zip 23231
10,237-Jump to map
Zip 23225
10,104-Jump to map
The top zip codes are listed above. Use the search to find a specific location.
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Debt Collection Lawsuits by Neighborhood Demographics

Census tracts have been categorized by their racial/ethnic majority, based on data from the American Community Survey.

Neighborhoods by Racial Majority

  • White: 48.9% of neighborhoods, 63.1% of lawsuits

  • No Majority: 45.4% of neighborhoods, 22.5% of lawsuits

  • Black: 5.3% of neighborhoods, 14.3% of lawsuits

  • Latinx: 0.2% of neighborhoods, 0.0% of lawsuits

  • Other: 0.1% of neighborhoods, 0.0% of lawsuits

Difference from Proportionate Filings Based on Neighborhood Racial Majority Proportions

Proportionate Filings

Get the data

Data for the Debt Collection Tracker was collected and prepared by our partners at JanuaryAdvisors.

Get the data for this state

Go to the full data archive ›

Download the Methodology Report

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